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Where To Find Homes To Buy For Single Moms

While some single moms make quite a good income, the great deal of single mothers are struggling financially. Add to that the inequities in pay and discrimination in the workplace against single parents, and you come up with people who have to provide home and shelter for children but with limited means. That doesn’t stop them from trying to achieve the American dream: buying a home. So, where do you go to find homes to buy for single moms?

Habitat For Humanity

Undoubtedly, between the Department of Housing and Urban Development (HUD) and Habitat for Humanity, these two organizations have provided the most homes to buy for single mothers. Habitat for Humanity does requires many hours of sweat equity from the family while building, but it has benefited countless single mothers with children and continues to do so yearly. The loans provided for single mothers are based on need, willingness to participate in the program, and their ability to repay a no-interest loan.

HUD

The Department of Housing and Urban Development is also a great place to find homes to buy for single moms. They buy homes in foreclosure and offer it for resale to others. They offer a “good neighbor” program for officers, teachers, fire fighters, and emergency medical technicians. Also, if you are currently in public housing and would like to own a home, there’s a program for that as well.

Women’s Centers

Don’t forget local women’s centers when looking for homes to buy for single moms. Some have information or programs specifically to help single mothers get housing. You would most likely have to be a first-time homebuyer.

Buying a home for a single mother can be one of the best investments made for her family. It not only provides shelter but also is an asset that, if the market is good, will appreciate over time. It shows credit-worthiness and reduces the impact on inflation on monthly housing payments. Many organizations that try and help female heads of household know the value of helping them to locate and finance homes to buy for single moms.

Homes For The Holiday

The Warrick Dunn Foundation established this program to assist single moms in owning their first home. They help with the down payment and furnish the home. You must be nominated by a partnering non-profit in order to be considered for the program. You can’t nominate yourself.

There are statistics that show now that more single women are buying homes than single men. The market is aware of this demographic and will slowly begin to offer more and more opportunities for homes to buy for single moms. In addition, many agencies set up to help women avoid poverty know that homeownership for single moms is the best indicator of their success.

For more great information about Housing for Single Mothers visit our “Housing for Single Mother” Guide.

Single Moms Dating Horror Stories

Don’t be one of the stereotypical dates single moms laugh about to each other or their friends. Yes, single mothers are strong, independent women who know what they want, but they’ve seen many a good prospect turn into just another fly-by-night Romeo who doesn’t get where she’s coming from.

The Knight In Shining Armor Complex

If a single mother got that way because she’s divorced, she’s long over the knight in shining armor fantasy. Unfortunately, many single women complain that’s exactly the type of man they attract. Single moms dating refer to them as “rescuers.” The men feel a need to rescue them from a life they consider shameful or unacceptable. While the intent is good, the follow-through tends to come off as controlling and condescending. Realize that this woman has been surviving and pulling children in tow at the same time without a man present for some time. She deserves respect, not rescuing.

Momma’s Boy

We all know this one: He still lives at home or shares an apartment with buddies. He doesn’t cook his own meals. He barely makes a living. He’s in his 30’s or 40’s and never married. Some are even in their 20’s. He’s oh so happy to date you and you remind him of his mother! The idea that single moms dating aren’t attractive to younger men is a myth. Many younger men, particularly momma’s boys, love older women. It’s too bad most single moms dating already have enough children of their own to make room for yet another.

Madonna Worshipper

Of course, we’re talking about the musical singer Madonna. Ever since the Dark Ages, women have been seen as godly mothers or prostitutes. Some men still seem to think that single mothers make easy targets for players. That single moms dating just sit around being lonely and pining for companionship. If a single mother is dating, you can bet she’s micro managing her romantic life the same way the rest of her life has to be. She knows what she wants and she probably is getting it too. If she doesn’t want to be disturbed, she won’t be. If she wants to go out, she’ll probably be Internet dating. She’s not very naïve. But, it never fails, every now and then you get one of these men who seem to think that single mothers are easy targets because they’re supposedly so grateful to have anyone interested in them.

So, what does a single mother want? She wants much the same thing she wanted before she had children. She wants an equal partner who will come into the relationship not with delusions of saving her, or being taken care of for the rest of their lives. Single moms dating want a genuine connection with a man who might be willing to share her sorrows as well as her joys. If the man thinks it’s all about the fun stuff, she’s likely to peg him as immature and move on.

For more great information about Single Mother Dating visit our “Single Mother Dating” Guide.